71/2 Habits

The easiest habit for me is also the hardest habit for me. On a daily and weekly basis I begin with the end in mind. I determine goals for the day and week and cross them off my list as I accomplish them. Unfortunately I find setting goals for the farther future much harder. I have trouble thinking too far ahead. Fortunately my husband is good at planning for the future. He knows where he wants to be financially when he retires and he has a strategy to accomplish his goals. He helps me plan for the future. I guess you'd call him part of my "learning toolbox."